Who We Are


We’re a business finance broker.

We arrange business loans up to $40 million for mid-market companies.

Based in Sydney, with clients across the eastern seaboard of Australia

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What We Do


We work with

  • ASX-listed & private businesses

  • Revenues up to ~$300 million dollars.

  • We secure funding up to $40 million for our clients.

We arrange funding from

  • Big 4 Banks

  • Next Tier Banks

  • Non-Bank lenders

  • Credit Funds


  • Working Capital

  • Business Acquisitions

  • Industrial Property Purchases

  • Asset Finance

  • Refinance on Improved Terms

  • Shareholder Buyouts

  • ATO Debt Refinance

We arrange funding for

  • SMSF Lending

  • Domestic & International Expansion

  • Bank Guarantees

  • ATO Debt Refinance

  • Turnarounds

  • Complex Lending


  • Manufacturing

  • Civil & construction

  • Food & beverage

  • Information Technology

  • Transport

  • Wholesale & Trading

Some Industries we have worked with

  • Professional services

  • Healthcare

  • Labour Hire

  • Fire Protection

  • Packaging

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We believe good businesses deserve smart banking


Smart Banking isn’t about the bank, it’s about the approach.

Most mid-market businesses don’t have bad banks.

They just have vanilla banking, standard, templated, “tick-the-box” solutions that don’t match their growth potential. We call that No-Brainer Banking.

Smart Banking is Different. 

It’s strategic, not transactional, and built around your growth ambitions, not your last set of financials.

Where No-Brainer Banking accepts what’s offered, Smart Banking challenges what’s possible. It’s about changing how you approach the bank, the story you tell, the process you run, and the people you bring to the table. Because when those elements align, good businesses get great outcomes.

At Capital Options, we bring decades of lending experience, credit expertise, and large-ticket debt advisory capability to help mid-market businesses access the kind of structures, pricing, and flexibility once reserved for large corporates.

Smart Banking isn’t just finance. It’s the difference between being held back and funding your ambitions.

Good businesses deserve Smart Banking, because potential shouldn’t be limited by bureaucracy and templates.

Let’s reshape how your business approaches finance

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Management Team


Smiling man in glasses wearing a dark suit and white shirt, posed against a plain dark background.

Shagun Banerjee

Managing Director

B.A. Economics, M.B.A, Masters in Applied Finance

Shagun Banerjee has more than thirty years of experience in commercial lending and credit. Over his career he has lent more than $5bn through roles that included a long tenure at GE Capital where he also completed the company’s Global Leadership Development Program. He later served as a credit executive with independent approval authority which gave him rare depth in assessing, structuring, and negotiating complex transactions. Today he applies this experience through Capital Options where he champions ambitious Australian mid-market businesses in construction, manufacturing, and services, helping them secure smarter and more flexible capital solutions that are not constrained by traditional banking limitations.


A professional woman with shoulder-length brown hair, wearing a black blazer and white collared shirt, smiling at the camera against a dark background.

Georgina White has more than twenty years of experience across corporate, retail, and commercial teams. She has led national retail strategy, secured landmark partnerships, and driven complex negotiations at scale, building a reputation as a strategic communications and commercial growth leader. Her career has been defined by helping organisations clarify their value, strengthen their market position, and deliver outcomes that support long term growth. Today she focuses on expanding Capital Options’ impact in Australia’s mid-market by shaping the firm’s strategic direction, partnerships, and communications so more ambitious businesses can access the capital solutions they need to grow.

Georgina White

Associate Director

B.A. Hons Business Studies