Transaction Track Record

$15 Million

Manufacturing business
Working Capital, Shareholder share purchase, Capex Facility, Industrial Property Purchase

BIG 4 BANK

$6 Million

Property Investment SPV
Refinance of existing debt

BIG 6 BANK

$20 Million

Professional Services
Working Capital

MAJOR NON-BANK LENDER

$35 Million

ASX Listed company
Working Capital,
Acquisition Finance Facility

BIG 4 BANK

$3 Million

Civil Construction business
Working Capital, Repayment of Shareholder Loans

BIG 6 BANK

$2 Million

Food and Beverage
Working Capital, Capex
and Release of Directors Home

BIG 6 BANK

$5 Million

Manufacturing business
Refinance of existing lenders
on improved Terms

MAJOR NON-BANK LENDER

$10 Million

Professional Services
Acquisition Financing

BIG 4 BANK

$1.8 Million

Civil Construction
ATO debt refinancing

BIG 6 BANK & SPECIALIST LENDER

Testimonials
Breaking through the business banking process

  • "When we set out to acquire a 50% shareholding, we were completely out of our depth. Banking and funding structures were all new to us, and having Shagun beside us changed everything. His honesty, professionalism, and clear guidance stood out. He never sugarcoated anything; he explained what lenders wanted and helped us build a strong, credible case. Unlike many brokers, he took the time to truly understand our business before taking us on. The process wasn’t easy, but Shagun kept us calm and on track. His industry knowledge and persistence ultimately got the deal over the line. This transaction has been life changing. If you want a debt advisor who genuinely cares about your outcome, Shagun is the one."

    CEO
    Fire Protection Business, Sydney

  • "Capital Options, led by Shagun Banerjee, took the time to fully understand our history, competitive landscape, and growth plans. This approach ensured we secured facilities and a banking relationship structured for both our immediate needs and long-term goals. Shagun provided a qualified shortlist of financiers with the right products and genuine interest in our business. Each then pitched to us, creating competitive tension and ensuring senior decision-makers were directly involved. We are very pleased with the outcome. We now has flexible, well-structured facilities that support our growth and a financier who genuinely understands our business and is committed to backing future initiatives."

    Director 
    Manufacturing Business, Melbourne

  • "Shagun’s greatest strength is his ability to understand your business, engage with the finance team and ensure that he puts the requirements of our business first above all else. I have always found Shagun to be honourable, trustworthy and act in the best interests of our business. He proactively calls me to keep me abreast of economic factors, potential changes in legislation that could impact our business and makes sure I am aware of any products which could suit our business requirements. I have no hesitation in recommending him to any organisation who wants to invest and grow their business."

    CFO
    Food Manufacturing Business, Sydney

  • "Working with Shagun was a truly transformative experience for our business. From our very first meeting, he took the time to understand our unique needs and guided us through a complex funding process with clarity and integrity. His personal, value-driven approach turned what could have been an overwhelming challenge into a smooth and reassuring journey. Shagun’s genuine investment in our success, willingness to go the extra mile, and unwavering honesty set him apart, he not only helped us achieve a positive financial outcome, but also earned our full trust and gratitude along the way."

    CFO
    Fire Protection Business, Sydney

  • "We had a gap in our financing structure. Capital Options was able to secure a competitive facility from a main-street provider. This enabled us to continue growing without using precious working capital facilities to fund capex. The service levels and turnaround times from Capital Options were superb. The way they quickly understood our needs and found a solution was first rate. I genuinely feel that Capital Options is a partner to our business, rather than us being just a revenue stream to them".

    CFO
    Traffic Management Business, Melbourne

  • "Going to Capital Options is the best decision I have made in a long time. It was clear from our first meeting that Shagun was genuinely interested in understanding my business, my current situation, and my future plans. He invested significant time gathering the right information and presenting well-considered options. His industry knowledge was exceptional. I truly believe my chances of success would have been far lower without his support. The proposal he prepared for the finance provider was the key. If you are considering their services, I cannot overstate how valuable it is to have this level of expertise working for your business".

    Managing Director
    Printing and Graphic Design Services, Sydney

  • "Working with Shagun at Capital Options was a game-changer for us. We’d struggled in the past trying to secure funding on our own and felt let down by our previous bank, but Shagun made the entire process smooth, straightforward, and, above all, trustworthy. He was a straight shooter from the very first meeting, telling us exactly what needed to happen and guiding us each step of the way. We always knew where we stood and what to do next, which made everything so much easier. If you’re a business owner looking to change banks or secure funding, we highly recommend giving Capital Options a chance, they did wonders for us" .

    Business Owner
    Civil Construction, Sydney

  • "As a relationship manager working with a range of brokers, I can honestly say that Capital Options stands out for their exceptional professionalism and clarity. The way they present transaction information is unmatched comprehensive, clearly articulated, and tailored to the specific requirements of the bank, making it far easier and faster to progress deals internally. Beyond documentation, their dedication to understanding both the client and the banker’s perspective, and their commitment to long-term, credible relationships, truly distinguishes them in the industry. Working with Capital Options not only streamlines the transaction process but also consistently leads to better outcomes for clients."

    Senior Relationship Manager 
    Big 4 Bank, Sydney

Full Case Study

$14m Approved Without Being Constrained by Property Security

Cash flow led funding for a growth-focused construction business

Client Snapshot

  • Industry - Manufacturing

  • History - 20+ years

  • Key Strengths - Long-term contracts, multiple revenue streams, IP

  • Weakness - lack of property security to use for finance

Funding Requirement - $14 million

  • $8m. Industrial property acquisition

  • $4m. Shareholder buyout

  • $2m. Machinery and capex

The Problem - Insufficient property security

  • Big 4 bank relationship manager declined due to a security shortfall

  • Property security valued at $6m (75% Loan to Value Ratio on $8m)

  • $14m lend vs $6m security value - resulted in a lack of credit appetite

  • Their accountant and broker could not provide a feasible alternative

Our Approach 

  • Cash flow based lending approach

  • Bank, bank division and relationship manager selection

  • Detailed Information Memorandum - Credit Paper

  • Competitive tender

  • End to end management of credit process and queries

Client Outcome

  • 3 Big 4 bank approvals

  • Competitive pricing

  • Flexible structure

  • Growth-ready banking partner

Testimonial

“Capital Options was engaged to assist in finding the right finance provider that not only understood our business and market dynamics but could also meet our aggressive business growth opportunities for both the short and long term.

They took the time to understand our unique situation and gained a thorough insight into the business. They delivered a roadmap with an associated timeframe and developed the appropriate material to approach prospective finance providers.

Offers from all finance providers were compiled in a relatively short timeframe. They discussed the options, and we agreed on the proposal that was in the best interests of all parties involved.

With their expertise, enduring relationships and skilled advice, we can put our strategic plans in place to enjoy a mutually beneficial financial relationship for the future. We would have no hesitation in recommending Shagun to any business seeking financial assistance.”